Value Research

Find out which funds deserve your money, which don't, and how to declutter your portfolio without rushing into costly mistakes.

September and October have left most portfolios in the red. That number says more about when you invested than about the fund you chose.

A per-person limit on the fund route would steady the rupee better than freezing the whole industry

Growth is only good when it pays its own way

Dhirendra Kumar on the decade that made mutual funds mainstream — and the one investor habit that hasn’t changed with it.

After 24 years, readers' worries have changed, but the real challenge is still knowing which questions to ask

Who these bonds suit, and Dhirendra Kumar's checklist for working out whether you should buy them or pay the tax instead.

An investing app can pick the fund but it cannot keep you from selling it at the bottom.

Honour the ritual, but count Dhanteras jewellery as spending. Gold you hold as insurance needs a form you can sell cheaply, and a necklace is not that form.

A consultation paper from IRDAI that reads more like an investigation than a policy proposal is a surprise for anyone who follows this industry