Value Research

Nothing ever happens

A weird betting bot teaches what seasoned investors already know: the best strategy is often to do nothing at all

Risk perceptions

Human beings perceive and calculate risk in a very non-linear fashion. We are often unable to make the correct decisions in everything from where to go on a holiday to where to invest our money.

Debt vs Equity

What we need is a simple strategy that doesn't force us to try to time the markets. And that's exactly what is offered by the simple time-tested techniques of asset allocation and rebalancing.

SIP Plan For Your Child's Education

Education costs double every 6–7 years. Here's how to stay ahead.

Accounting fiction

Jesse Livermore, a trader on Wall Street, once said, "There are only two emotions in the market - hope and fear." However, the list includes doubt, suspicion, caution, confidence, fear, panic, despair, etc

Institutionalised mistrust

In most spheres of life & especially so in the stock markets, the basic truth is that everyone will always work for their own benefits. And for an investor, this is the first lesson to be learned.

When incentives work against investors

To fix a financial problem, ask who profits from it, not who suffers

What's your risk tolerance?

Most people's risk tolerance is actually zero. You could be financially very stable and yet be completely averse to the idea of losing money. The solution is to adopt time-based asset allocation.

What's in a name!

When a label means everything and tells you nothing

5-Star to 3-Star. Should You Exit?

A downgrade is a warning light — not an instruction to pull over.